Once the storm has passed and it’s safe to go outside, inspect your home’s exterior for roof damage. Look for broken shingle patterns, holes, or dents on the surface and around gutters and downspouts.
Be sure to wear proper safety equipment and use a sturdy ladder. Also, always have your homeowner’s insurance policy readily available and keep detailed documentation of any repairs.
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Damaged Shingles
If your roof shingles are damaged, it’s essential to have them replaced as soon as possible. Damaged shingles leave your home vulnerable to moisture penetration and potential further damage from inclement weather.
Holes in the roof shingles can be caused by catastrophic events like a falling tree branch or more slowly when rubbing branches or rodents chew through the roofing material. In either case, it’s a good idea to assess the entire roof annually.
It’s important to be aware of storm chasers who move into areas following natural disasters and offer quick repairs at a premium price.
This can result in poor workmanship and may even lead to insurance fraud. When it comes to insurance claims, submitting your documentation early and understanding your coverage will help you achieve the best outcome.
For example, gradual damage that results in mold or decay over months or years is typically not covered by homeowners’ policies. However, sudden damage from wind or a fallen tree is usually covered.
Leaking Gutters
When gutters are damaged during a storm, water may pool around the base of your home and cause mold and other problems. This can be especially dangerous if you have children or pets in the house. If you can, inspect your gutters after a severe storm.
Gutter damage can also contribute to roof damage. If water isn’t diverted away from your home, it can drip down the sides of your house, pool in gutters or downspouts and seep into the attic, basement or crawl space.
You can check your gutters for damage by climbing on a ladder after the rain has stopped and observing the surroundings from a safe distance.
Make sure to use proper safety gear, including a hard hat and safety goggles, and to ask for help when climbing. If you spot holes in your gutters, use a metal patching kit to repair the hole. Ensure the patch is larger than the hole and that it covers it completely.
Damaged Flashings
The damp climate in Portland can promote moss growth on roofs, which eats away at the integrity of shingles and leads to leaks. Flashing-the strips of metal that seal various parts of a roof like vents and chimneys-may also become damaged during storms. Flashings are essential to redirect water and keep it out of areas a roof can’t cover, but they can become damaged by rain or by snow and ice.
Holes in a roof can be caused by catastrophic events, such as a large tree branch crashing through a house. But holes often happen slowly, over time, when a rubbing limb or persistent rodent chews through roofing material.
Regular inspections and repairs can catch these problems before they cause structural damage to the home.
Having a professional inspect your roof and gutters after severe storms, maintaining a routine schedule of cleaning and installing water detection devices, and choosing an insurance policy that includes coverage for sudden damage (like burst pipes) will help mitigate the risk of expensive property loss.
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Asbestos Testing and Removal
Asbestos is a mineral fiber used in building materials for strength and durability. Unfortunately, long term exposure has been linked to lung disease and cancer. It has been banned in the United States since 1978.
Some old building materials may still contain asbestos and should only be handled by licensed professionals. Many homes built before 1990 have materials that could contain asbestos, like textured popcorn ceilings, vinyl flooring and duct tape. If these are disturbed, they can release microscopic asbestos fibers into the air.
If you have asbestos in your home, a professional must test it before any repairs or renovations are done. There are two types of asbestos: friable and non-friable.
The friable type can be crumbly or powdery and will release fibers into the air when disturbed. This is why it is most commonly found in attics where it can easily become airborne and tracked throughout the house during a remodel project or a severe storm. Non-friable asbestos is harder to find but can still be dangerous if it is sanded, drilled or sawed.
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